Top Finance Bank provides Short and Medium Term loans for financing school fees needs and school financial requirements including working capital like bridge finance for payment of teachers’ salary, purchase of food stuffs, purchase of fixed assets like furniture, equipment, vehicles and financing infrastructural requirements like new construction extensions, renovations and/or repairs etc. Top Finance Bank Credit facility to a school can be run for a period determined based on the school needs and purpose.

What you will need

  • Savings or company account with Top Finance Bank.
  • Individual with running loan can access school fess loan on top provide they have good credit history.
  • School must be registered with the MOE.
  • Letter of confirmation of ownership, whether public or private from MOE
  • School should have been in operation for at least 2 year
  • Registered resolution to borrow by the School or BOD indicating the amount, purpose and security for the loan.
  • Minutes of the Board at which the resolution to borrow was passed.
  • School must have an established business premise
  • Audited financial statements for the period of 2 years.
  • Personal guarantee by the Directors of the School.
  • Inspection of collateral items intended for pledge as security
  • One passport size photograph.
  • Financial card.
  • Legal perfection of collateral and guarantees.


  • Flexible monthly repayment plans for personal and termly for schools.
  • Affordable interest rate.
  • Flexible repayment plans.
  • Access to quality education

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Frequently asked Questions

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